Back to the Future DeLorean ‘would face £60,000 insurance bill’
08:17 21 October 2015
It might be Back to the Future Day today but, at 2015 prices, the stars of the famous movie franchise would face a hefty £60,000 insurance bill for the time-travelling DeLorean.
Insurance experts at 1st Central have assessed the car in the same way it would judge any other, and neither Doc Brown’s age nor the DeLorean’s classic car status would dent the huge premium.
The firm said: “His DeLorean is the highest classification on the insurance scale and the unconventional fuel system utilising household rubbish has raised some eyebrows with the underwriters.
“Marty and the doctor will also find their time travel causing frequent issues with their annual insurance policy dates – they would have real problems trying to buy back-dated cover.
“Based on this, and the fact that the DeLorean had to reach speeds of 88mph in order to time travel today, Doc Brown is looking at an insurance rate of £60,000 a year.”
The premium pales into insignificance next to the likes of Optimus Prime, a fictional character from the Transformers franchise, whose history with weapons and general destruction of property means any driver would have to fork out £1,000,000 every year.
As part of a list of cinema’s most expensive vehicles to insure, the Batmobile came in second with an annual premium of £750,000. The Hell Cycle from Ghost Rider is a solid third with a £400,000 bill.
Elsewhere, Mr Weasley’s flying Ford Anglia from the Harry Potter series would cost £70,000 a year to insure but no one is sure what that equates to in the Galleons currency.
Pete Creed, co-founder and chief underwriting officer at 1st Central, said: “With the DeLorean finally arriving in 2015, we thought it would be a fun to look at the cost of insuring the time-travelling car and other famous movie motors.
“A lot of factors were taken into account in creating these quotes and it was a great exercise for our staff, though these prices cannot be guaranteed. While pricey, if Doc Brown is going to drive around at 88mph we recommend that he ensures he’s fully covered.”