Have you been injured in a road collision?

Roger Loomes of Ashton KCJ

Roger Loomes of Ashton KCJ - Credit: Archant

Legally Speaking with Ashton KCJ

Injured in a road collision?

Don’t accept an offer without seeking independent advice.

Road collisions cause untold damage to individuals and families every year and unfortunately the winter’s dark evenings and slippery roads are likely to result in more road accidents occurring in the next few months than they do in the summer.

Statistics show that the average UK driver spends over three years in a vehicle, travelling an average of around 7,000 miles each year and making over 1,000 individual journeys.

Around 79% of men and 65% of women possess a full driving licence. On average, female drivers make more trips than males but males travel much further each year.

Certain groups of road-users are at greater risk than others.

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Statistically, motorcyclists and young drivers have more chance of being involved in or injured in a crash.

Indeed, 1 in 4 collisions involve a young driver, despite drivers between the ages of 17 to 24 making up only 1 in 8 licence holders.

Young male drivers between 17 and 20 are 7 times more likely to be involved in a collision than the average male driver, with “driver error” a contributory factor in almost 70% of all road traffic accidents.

If you have been involved in a road traffic collision and you are the injured party, it is important to discuss your options with an independent lawyer as early as possible so that the right advice and assistance can be given from the outset.

Unfortunately, many people accept settlements from insurers without taking independent advice and all too often these settlements are much lower than the amount to which they could have been entitled, or they fail to get the support and medical treatment they need before any settlement is agreed.

We see many instances where, without our help, people could easily have accepted much less than their claim was actually worth. We have recently settled a claim for £95,000 where someone had advised a lorry driver that his claim was worth around £15,000 and in another case obtained a £70,000 settlement where the insurer initially offered £5,000.

Although it may be tempting to accept a first (or even a second) offer because it is “better than nothing”, it is important not to settle your claim before you have had the chance to speak to an independent lawyer. An initial appointment for personal or medical injury matters is always free and without obligation.


roger.loomes@ashtonkcj.co.uk and 01473 232425.